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Platinum·UAE · Kenya · UK · Pakistan · Global

4-year investment packageAll 5 asset classes

The BricketX Platinum Package gives you fixed exposure to every business BricketX operates — commodities trading, e-commerce, gold trading, gold mining and contracting — in a single 4-year investment. 19–23% annually. You choose your payout frequency. No other fixed-tenure package does both.

Commodities Trading
E-Commerce
Gold Trading
Gold Mining
Contracting
Start Platinum Investment →Calculate My Return
19–23%
Annual ROI Target
4 yrs
Lock-In Period
76–92%
4-Year Total Profit
70%
Profit to Investors
$50K
Minimum Entry
All 5 businesses·covers every asset class
Choose your payout frequency·quarterly, half-yearly or annual
SPV ring-fenced·legal risk isolation
Real-time investor dashboard·dashboard access
Shariah-compliant·zero Riba
OverviewFive BusinessesReturnsPayout ScheduleWhy PlatinumProtectionFAQ
Package Overview

What is the Platinum Package?

The BricketX Platinum Package is a 4-year, fixed-allocation investment across all 5 BricketX businesses — targeting 19–23% annually. It is the only fixed-tenure package in the BricketX range that provides simultaneous exposure to commodities trading, e-commerce, gold trading, gold mining and contracting in a single investment structure.

Platinum's defining features are twofold. First, complete diversification: Bronze covers 2 businesses, Silver covers 2, Gold covers 2 — Platinum covers all 5. Each business contributes independently to your annual return, so no single sector carries the entire investment. Second, flexible payout frequency: Platinum is the only fixed package where you choose how often you receive income — quarterly, half-yearly or annually. That choice is made at investment and written into your agreement.

The 4-year term is the sweet spot between Gold's 3-year mining cycle and Premium's 5-year wealth-building horizon. All 5 businesses reach operational maturity within the 4-year window — you benefit from the full productive lifecycle of each without the longest commitment in the range.

Capital is deployed into dedicated SPVs for each business vertical. Annual profit distributions are calculated across all 5 operations and paid at your chosen frequency. At month 48, your full principal is returned. The 70/30 split means every return figure on this page is already your 70% share — no management fee is charged separately.

Platinum vs. Multi-Asset Fund — what's the difference?
Platinum (this page)
Fixed 4-year term
Fixed allocation — set percentages to each business
You choose payout frequency
19–23% annual target
Multi-Asset Fund
Flexible tenure (1–5 years)
Dynamic allocation — capital shifts to best performers
Professional management
18–26% annual target
Package Specifications Platinum
Annual ROI Target19–23%
Lock-In Period4 Years (48 Months)
Total Profit (4-Year)76–92% cumulative
Minimum Investment$50,000 USD
Underlying BusinessesCommodities · E-Commerce · Gold Trading · Gold Mining · Real Estate Development & Contracting
Payout FrequencyInvestor's choice ✦
Profit Split70% investor / 30% BricketX
Management FeeNone
Allocation TypeFixed (pre-set)
SPV Structure Ring-fenced per vertical
Shariah-Compliant Riba-free
Geographic ExposureUAE, Kenya
Risk ProfileLow–Medium
✦ Choose quarterly, half-yearly or annual at investment. Set for the full 4-year term.
Invest in Platinum
Package Explainer

See exactly how Platinum works

A quick visual overview of the Platinum package — all five BricketX operational businesses, a 4-year diversified structure, and how quarterly, half-yearly or annual payouts work.

All 5 businesses — gold trading, real estate development and contracting, gold mining, commodities, e-commerce
4-year tenure · $50,000 minimum · UAE and Kenya
Choose quarterly, half-yearly or annual payouts
4 ring-fenced SPVs — Mintrix, Mintrix Contracting LLC, Mintrix Trading LLC, BricketX Digital
All 5 Asset Classes

Five businesses One fixed allocation

Platinum is the only BricketX fixed-tenure package built across every business vertical simultaneously. Each contributes a different income rhythm — together they eliminate dependence on any single sector cycle.

Five businesses One fixed allocation
Commodities Trading
UAE import/distribution60-day cyclesHalal goods
14–18%
Quarterly
E-Commerce Operations
UAE digital retailPerformance marketingInventory-backed
15–25%
Annual
Gold Trading
Kenya–UAE corridorArbitrage margin60-day cycles
20–25%
Half-yearly
Gold Mining
Kakamega Town, KenyaOre extractionInvestment-grade gold
20–25%
Annual
Real Estate Development & Contracting
UAEMilestone billingCapital-efficient
18–25%
Annual
Diversification by Package

Only Platinum covers all 5 asset classes

Business coverage across BricketX fixed packages
Bronze
2 / 5
Silver
2 / 5
Gold
2 / 5
Platinum
5 / 5
Flexible Distribution

You choose when you get paid

Platinum is the only BricketX fixed-tenure package where you select your payout frequency. Choose at investment — quarterly, half-yearly or annual — based on what suits your income needs and tax planning. Your choice is fixed for the full 4-year term.

Quarterly
4 payments per year · 16 total

Quarterly payouts draw from the commodities trading component — which operates on 60-day cycles generating predictable quarterly margins from UAE HORECA supply chains. Payouts arrive at months 3, 6, 9, 12 … and continue at 3-month intervals through month 48.

This is the highest-frequency option, giving you regular cash flow throughout the 4-year term. Ideal for investors who want to see regular income from their investment rather than waiting 6 or 12 months between distributions.

Best for
Investors who want maximum regular income. Those who prefer to redeploy quarterly profits into other investments. Investors managing monthly cash flow requirements.
Year 1 — Quarterly Payout Calendar
Month 3
Q1 Payout
Month 6
Q2 Payout
Month 9
Q3 Payout
Month 12
Q4 Payout
Repeats every year (16 quarterly payouts total over 4 years). All other business profits roll into the quarterly distributions or are held for the annual portion at year-end, depending on allocation terms.
Return Calculator

Calculate your 4-year Platinum returns

See projected returns at 19% (conservative) and 23% (target) over the full 48-month term. All figures reflect your 70% share with no management fee deducted.

Your Investment Amount
$
$50K min$1M
4-year projections based on BricketX operational models. All figures reflect your 70% profit share. Annual payouts shown — adjust for your chosen frequency.
Annual Payout Breakdown
Month 12 — Year 1All 5 businesses — full year profit
$23K
Annual payout
Month 24 — Year 2All 5 businesses — full year profit
$23K
Annual payout
Month 36 — Year 3All 5 businesses — full year profit
$23K
Annual payout
Month 48 — MaturityFinal profit + full principal returned
$123K
Final + principal
Total value at maturity
$192K
4-Year Projected Returns
Estimated Value at 4-Year Maturity
$192K
at 23% target · $100K investment
$176K
Conservative (19%/yr)
$192K
Target (23%/yr)
Common Investment Scenarios
Package ladder — annual ROI comparison
Bronze (1 yr)$114K–$117K
Silver (2 yrs)$132K–$138K
Gold (3 yrs)$154K–$166K
Platinum (4 yrs)19–23% / yr
Each year adds higher returns from deeper asset maturity. Platinum adds all 5 businesses + flexible payout choice.

Target returns based on BricketX operational models — not guaranteed. All figures reflect your 70% profit share before tax in your jurisdiction. Past performance does not predict future results.

The Case for Platinum

Why fixed diversification over a 4-year term delivers

Platinum isn't just a longer package — it'`s a fundamentally different investment structure. The combination of all 5 businesses, flexible payout choice and a 4-year horizon creates something none of the shorter packages can replicate.

01
Maximum diversification — only Platinum covers all 5
Bronze, Silver and Gold each use 2 businesses. Platinum uses all 5. When commodities margins compress, gold trading compensates. When contracting is at peak billing, mining accumulates the return. No single-sector slowdown can materially dent your overall annual yield.
02
You control when you get paid
No other BricketX fixed package gives you this. Bronze pays quarterly — fixed. Silver pays mixed — fixed. Gold pays annually — fixed. Platinum lets you choose. That flexibility has real financial value: quarterly for cash flow, annual for tax optimisation, half-yearly for the balance.
03
19–23% with lower single-sector risk
Gold Package achieves 18–22% from 2 businesses. Platinum achieves 19–23% from 5. The higher rate comes with broader underlying support — five independent income streams reduce concentration risk at the same or better return level.
04
The 4-year sweet spot
4 years captures the full maturity of every business: the mining cycle completes 3+ full extractions, contracting projects hit peak billing stages, e-commerce stabilises, and commodities trades cycle 20+ times. Premium (5 years) extends further — Platinum is the balance point.
05
Uncorrelated to public markets
Five real businesses across four locations (UAE · Kenya · UK · Pakistan). None of them tracks the S&P 500, crypto or bond yields. A public markets crash in year 2 does not interrupt your Platinum distributions — the underlying commodities, mining, real estate development and contracting and digital operations continue on their own cycles.
06
Shariah-compliant across all 5 verticals
All five underlying businesses are structured without interest-based financing. The profit-sharing model applies across every vertical simultaneously. Annual Shariah-compliance reviews cover all 5 business SPVs — not just one. Platinum is BricketX's most comprehensively compliant fixed package.
Package Comparison

Platinum vs other BricketX packages

Feature
Platinum
Bronze
Silver
Gold
Premium
Annual Return
19–23%
14–17%
16–19%
18–22%
20–24%
Term
4 years
1 year
2 years
3 years
5 years
Businesses Covered
All 5 ✦
2
2
2
All 5
Flexible Payout Choice
✓ You choose ✦
Fixed quarterly
Fixed mixed
Fixed annual
✓ You choose
Commodities
✓
✓
—
—
✓
E-Commerce
✓
—
✓
—
✓
Gold Trading + Mining
✓ Both
Trading only
Trading only
Mining only
✓ Both
Shariah-Compliant
✓
✓
✓
✓
✓
Investor Fit

Is Platinum right for you?

Platinum is BricketX'`s most complete fixed package. It suits investors who want maximum diversification within a defined term — and who value controlling their own income schedule.

Platinum is a strong fit if you…
✓Want the highest diversification in a fixed package — all 5 BricketX asset classes in one investment
✓Want to choose your own payout frequency — quarterly for regular income, annual for tax planning, half-yearly for balance
✓Are comfortable with a 4-year commitment in exchange for 19–23% annually — the best fixed-term risk-adjusted return in the BricketX range
✓Are based in the UAE, UK, US, Gulf region or anywhere globally — Platinum is open to all investors, no residency required
✓Want Shariah-compliant investment covering all 5 verticals with zero Riba across all underlying businesses
✓Have invested in Bronze, Silver or Gold and want to consolidate into a single package covering every sector BricketX operates
✓Want a fixed allocation model — certainty about where your capital is deployed — rather than professionally managed dynamic rebalancing
Consider a different package if you…
—Need capital back within 1–3 years — consider Bronze (1yr), Silver (2yr) or Gold (3yr)
—Want the absolute maximum return — Premium (20–24%, 5yr) targets higher yields with a 1-year longer commitment
—Want dynamic management — the Multi-Asset Fund actively reallocates capital to the best-performing businesses, targeting 18–26% with flexible 1–5 year tenure
—Prefer flexible tenure over fixed commitment — only the MAF lets you choose 1, 2, 3, 4 or 5 years at the outset
—Are investing below $50,000 — the minimum applies to all BricketX packages
Capital Protection

How Platinum protects your capital

Five businesses mean five independent income streams — and five independent layers of asset backing. Platinum's protection structure is more extensive than any single-vertical package.

Per-Vertical SPV Isolation
Each of the 5 businesses operates within its own SPV. A problem in the mining vertical cannot affect your e-commerce SPV. A real estate development and contracting delay does not impact commodities distributions. Five businesses — five independent legal ring-fences, all within the Platinum structure. SPV structure explained →
Geographic Risk Spread
Platinum's 5 businesses operate across 2 countries: UAE (commodities, e-commerce, gold trading, real estate development and contracting) and Kenya (gold mining). A regulatory change in one jurisdiction does not affect the other. Geographic diversification reduces country-specific risk in a way no single-country package can offer.
Multi-Asset Physical Backing
All 5 businesses are backed by physical assets: inventory and goods (commodities, e-commerce), gold metal and ore (trading, mining), and land titles plus contracting infrastructure (contracting). If any one business underperforms, the physical assets underlying it retain independent resale value.
Zero Leverage Across All Verticals
None of the 5 businesses uses interest-based borrowed capital. Every dollar of your investment goes into real operations. The Shariah-compliant structure applied across all verticals means losses, in any scenario, are bounded by the capital deployed — not amplified by leverage.
5-Vertical Real-Time Dashboard
Every Platinum investor tracks all 5 business KPIs simultaneously through the BricketX digital analytics portal — commodities shipment status, e-commerce performance, gold trading cycle margins, mining extraction progress and contracting milestone completion. Full visibility, every business, in real time.
Quarterly Audits + Co-Investment
Quarterly independent audits cover all 5 SPVs. Annual Shariah-compliance reviews confirm Riba-free status across all verticals. BricketX leadership co-invests their own capital in every deal — the 70/30 model means they profit only when you do, across all 5 businesses simultaneously.
Frequently Asked Questions

Platinum Package — questions answered

What is the best 4-year investment in 2026?
The BricketX Platinum Package targets 19–23% annually across a 4-year term — backed by all 5 BricketX businesses: commodities trading, e-commerce, gold trading, gold mining and contracting. On $100,000 the maturity value targets $176,000–$192,000 (76–92% total profit). Comparable alternatives — balanced funds (6–9%), REITs (5–9%), government bonds (4–6%) — do not come close and don't offer flexible payout frequency or physical asset backing. $50,000 minimum. 70% profit to investors.
How much can I earn from $100,000 in 4 years with Platinum?
A $100,000 Platinum investment targets $176,000–$192,000 at 4-year maturity — 76–92% total profit (19–23% annually, after the 70/30 split). On $50,000 the target is $88,000–$96,000. Annual distributions of approximately $19,000–$23,000 (on $100,000) arrive at months 12, 24, 36 and 48 — with the final payment including your full principal return. All figures reflect your 70% profit share with no management fee.
Which BricketX investment gives the highest diversification?
Among BricketX'`s fixed-allocation packages, Platinum provides maximum diversification — simultaneous exposure to all 5 asset classes: commodities trading, e-commerce, gold trading, gold mining and contracting. Bronze and Silver each cover 2 businesses; Gold covers 2. Platinum is the only fixed-tenure package covering all 5 simultaneously. The Multi-Asset Fund also covers all 5 but with dynamic management rather than fixed allocation.
How do I choose investment payout frequency — quarterly, half-yearly or annual?
Your Platinum payout frequency choice depends on your income and tax preferences. Quarterly gives the most regular income (16 payments over 4 years) — best for investors who want to see frequent returns or redeploy profits regularly. Half-yearly balances frequency and payment size (8 payments) — ideal for investors who find quarterly too frequent. Annual gives the largest per-payment amount (4 payments) and simplifies tax reporting — best for investors planning annual income events. The choice is made at investment and written into your agreement. See our How It Works guide for the full process.
What is the difference between Platinum and the Multi-Asset Fund?
Both invest across all 5 BricketX businesses, but the structure is fundamentally different. Platinum is a fixed 4-year package with pre-set allocation percentages to each business — no rebalancing. You know exactly where your capital sits throughout the term. The Multi-Asset Fund is professionally managed with dynamic allocation — capital shifts between businesses based on market conditions and performance, with flexible 1–5 year tenure choice. Platinum suits investors who want certainty of allocation and a fixed 4-year commitment. The MAF suits those who want professional active management and potentially higher returns through dynamic rebalancing (18–26% target).
Can I exit the Platinum Package before 4 years?
The Platinum Package has a defined 4-year lock-in. Capital is deployed across 5 live business operations from day one. Early exit options are available subject to platform liquidity conditions — facilitated through internal capital reallocation or incoming investor participation, as specified in your investment agreement. At month 48, your full principal is returned alongside any outstanding distributions. Reinvestment into a new Platinum cycle or upgrade to Premium is also available at maturity. See Exit & Liquidity for full terms.
Is Platinum available to investors outside the UAE?
Yes. Platinum is open to global investors with no UAE residency requirement. KYC verification, investment agreement and portfolio tracking are fully digital through the BricketX investor portal. Active investors in the Platinum package include residents of the UK, US, Canada, Gulf states and East Africa. The diversified geographic exposure — UAE and Kenya — means your investment operates across two economies simultaneously, regardless of where you are based.
Full Package Range

All BricketX investment packages

Platinum sits between Gold'`s 3-year focused approach and Premium'`s 5-year maximum return. View all packages

Bronze
14–17%
1 year · 2 businesses
Silver
16–19%
2 years · 2 businesses
Gold
18–22%
3 years · 2 businesses
You are here
Platinum
19–23%
4 years · All 5 businesses
Premium
20–24%
5 years · All 5 businesses
FLAGSHIP — Multi-Asset Fund
18–26% annual · 1–5 year flexible tenure · All 5 businesses · Professionally managed
View Multi-Asset Fund
 Accepting Investments Now

All 5 asset classes
You choose when you get paid

Commodities. E-commerce. Gold trading. Gold mining. Contracting. All in one 4-year fixed-allocation package. 19–23% annually. Flexible payout frequency — quarterly, half-yearly or annual. $50,000 minimum. 70% profit to you.

Invest in Platinum — $50K Minimum Speak to an Advisor
All 5 SPVs ring-fencedShariah-compliantNo management feeGlobal investorsFlexible payouts