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Gold Package18–22% Annual Return•
3-Year Lock-InAnnual Payouts•
Gold MiningMintrix Mining Ltd — Kenya•
ContractingUAE & Pakistan•
$50,000 Minimum70% Profit to Investors•
Low-Risk ProfileReal Asset Backed•
SPV Ring-FencedShariah-Compliant•
Gold Package18–22% Annual Return•
3-Year Lock-InAnnual Payouts•
Gold MiningMintrix Mining Ltd — Kenya•
ContractingUAE & Pakistan•
$50,000 Minimum70% Profit to Investors•
Low-Risk ProfileReal Asset Backed•
SPV Ring-FencedShariah-Compliant•
Gold Package18–22% Annual Return•
3-Year Lock-InAnnual Payouts•
Gold MiningMintrix Mining Ltd — Kenya•
ContractingUAE & Pakistan•
$50,000 Minimum70% Profit to Investors•
Low-Risk ProfileReal Asset Backed•
SPV Ring-FencedShariah-Compliant•
Gold Package18–22% Annual Return•
3-Year Lock-InAnnual Payouts•
Gold MiningMintrix Mining Ltd — Kenya•
ContractingUAE & Pakistan•
$50,000 Minimum70% Profit to Investors•
Low-Risk ProfileReal Asset Backed•
SPV Ring-FencedShariah-Compliant•
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HomeInvestment PackagesGold Package
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Gold Package·UAE · Kenya · UK · Pakistan

3-year investment package18–22% annual return

The BricketX Gold Package puts your capital into gold mining operations in Kenya and real estate development and contractingacross UAE — two real-asset businesses that take time to mature and reward patience with BricketX's highest fixed-package annual return. Annual payouts. Three-year term.

Start Gold Package Investment Calculate My Return
18–22%
Annual ROI Target
3 yrs
Lock-In Period
54–66%
3-Year Total Profit
70%
Profit to Investors
$50K
Minimum Entry
Gold Package Returns
22%
maximum annual return
$250,000 at maturity$385,000–$415,000
3-year total profit54–66%
Profit split70% to you
Payout frequencyAnnual (3×)
Highest fixed-term annual ROIin the BricketX package range
Active gold mining·Kenya
Contracting·UAE
SPV ring-fenced·legal risk isolation
Annual payouts·profit distributions
Shariah-compliant·zero Riba
Active gold mining·Kenya
Contracting·UAE
SPV ring-fenced·legal risk isolation
Annual payouts·profit distributions
Shariah-compliant·zero Riba
OverviewTwo BusinessesReturnsPayout ScheduleWhy GoldProtectionFAQ
Package Overview

What is the Gold Package?

The BricketX Gold Package is a 3-year asset-backed investment targeting 18–22% annual returns — the highest annual ROI in BricketX's fixed-package range. It combines two businesses that operate on longer, richer cycles than commodities trading or e-commerce: gold mining at Kakamega Town, Kenya (1 pocket site + 2 Rosterman gold sites) and real estate development and contracting across the UAE.

Both businesses are built on tangible, physical assets — ore deposits, extraction infrastructure, land titles and contracting contracts. The 3-year term is deliberate: gold mining cycles take 12–18 months to ramp up to full extraction efficiency, and contracting projects pay out at milestone intervals across multi-year build programmes. Investors who allow this time horizon earn proportionally higher annual returns than shorter-tenure packages.

Why 3 years earns more than 1 or 2: The mining cycle needs time to process ore and realise refinery margins. Contracting revenue builds through milestone billings — the most profitable stages (structural completion, fit-out, handover) arrive later in the project lifecycle. The Gold Package is designed to capture exactly this peak-yield window.

Your capital is deployed into a dedicated SPV (Mintrix Contracting LLC for contracting; Mintrix for mining) — legally ring-fenced from all other BricketX operations. Annual profit distributions arrive at months 12, 24 and 36. At maturity, your principal returns in full. The 70/30 split means every return figure already reflects your 70% share.

This page covers the Gold Package investment product (3-year term, mining + contracting, 18–22% target). For a complete guide to gold as an asset class — how gold markets work, price drivers and trading routes — see our Gold Investment guide.
Package SpecificationsGold
Annual ROI Target18–22%
Lock-In Period3 Years (36 Months)
Total Profit (3-Year)54–66% cumulative
Minimum Investment$50,000 USD
Underlying BusinessesGold Mining (Kenya) + Contracting (UAE/PK)
Payout FrequencyAnnual only (×3)
Profit Split70% investor / 30% BricketX
Management FeeNone
SPVsMintrix Mintrix Contracting LLC
Asset BackingMining assets + Land + Infrastructure
SPV Structure✓ Ring-fenced
Shariah-Compliant✓ Riba-free
Geographic ExposureKenya, UAE
Risk ProfileLow
Global investors. Digital KYC. Annual distributions. Principal returned at month 36.
Invest in Gold Package →
Package Explainer

See exactly how the Gold package works

A quick visual overview — gold mining operations in Kakamega Town, Kenya, real estate development and contracting across UAE, and how annual payouts are structured over 3 years.

Two businesses — gold mining + real estate development and contracting
Kakamega Town, Kenya · 3 active mining sites
3-year tenure · $50,000 minimum · annual payouts
SPV — Mintrix + Mintrix Contracting LLC
Read full Gold package details
Underlying Assets

Extracted from earth Built into cities

Both Gold Package businesses operate on physical, tangible assets that take years to reach peak yield — and that is precisely why the 3-year commitment earns more than Bronze or Silver. Each business reaches its most profitable stage well within your investment window.

Business 01 — Kenya
Gold Mining Operations

BricketX operates gold mining through Mintrix. in Kenya's Kakamega Town, Kenya — one of East Africa's most productive gold belts. The operation processes ore per extraction cycle to investment-grade gold, supported by secured mining, refinery and export permits. Investor capital funds processing capacity and operational costs; profits are generated from the spread between extraction cost and spot gold prices. The 3-year term captures multiple extraction cycles, with annual distributions reflecting operational margins.

Kakamega Town
Kenya Operations
24 kg
Theoretical Gold Yield
20–25%
Target Annual ROI
Annual
Investor Payout
▸Secured mining, refinery and export permits — full operational legal framework in place
▸Kakamega gold belt: one of East Africa's richest gold-bearing geological zones
▸Capital-efficient model: extraction cost is a fraction of spot gold price — wide operational margin
▸Gold prices are denominated in USD — no currency risk for dollar-based investors
Full gold mining investment guide →
Mining Operations — Kakamega Town
🇰🇪
Kakamega Town Region, Kenya
Active mining site. Secured extraction, refinery & export licences under Mintrix.
Gold refined & exported
🇦🇪
Dubai, UAE
Refined gold traded at Dubai market rates. Returns flow back through SPV → investor annual payout.
How Gold Mining Generates Returns
1
Capital Deployed
Funds operational costs: drilling, processing equipment, labour, permits
$50K+
2
Ore Extraction
Ore extracted and transported to processing facility
3
Processing & Refining
Ore processed to refined investment-grade gold. Refinery permits secured.
24 kg
4
Export & Sale
Gold exported under secured permits, sold at Dubai market price
5
Annual Distribution
70% of net mining margin distributed to Gold Package investors each year
✓ Paid
Return Calculator

Your 3-year Gold Package returns

See projected returns at 18% (conservative) and 22% (target) over the full 36-month term. Annual distributions and final principal return included. All figures reflect your 70% share.

Your Investment Amount
$
$50K min$1M
Returns shown are 3-year targets based on BricketX operational models. All figures already reflect the investor's 70% profit share. Annual payouts arrive at months 12, 24 and 36.
Annual Payout Schedule (on your investment)
Month 12 — Year 1Annual profit from mining + contracting
$22K
Annual payout
Month 24 — Year 2Annual profit from mining + contracting
$22K
Annual payout
Month 36 — MaturityFinal profit + full principal returned
$122K
Final payout + principal
Total value at maturity
$166K
3-Year Projected Returns
Estimated Value at 3-Year Maturity
$166K
at 22% target · $100K investment
$154K
Conservative (18%/yr)
$166K
Target (22%/yr)
Common Investment Scenarios
Gold vs Bronze & Silver — returns comparison
Bronze (1 yr)14–17% / yr
Silver (2 yrs)16–19% / yr
Gold (3 yrs)$154K–$166K
Extra $20–28K above Silver for one additional year. Higher annual rate captures the mining/contracting peak-yield window.

Target returns are based on BricketX operational models and are not guaranteed. All projections reflect the investor's 70% profit share before tax in your jurisdiction. Past performance does not guarantee future results.

Distribution Schedule

Annual payouts Three times over 3 years

The Gold Package pays annually only — at months 12, 24 and 36. This differs from Bronze (quarterly + half-yearly) and Silver (mixed frequencies). Annual distributions reflect the full-year combined margin from gold mining and contracting — a single, clean payment each year that is larger per distribution than shorter-cycle alternatives.

Distribution FrequencyGold Package
Annual
Total PayoutsOver 3-Year Term
3×
Annual ProfitOn $100,000 (Target)
$18K–$22K
Gold Package annual payout schedule over 3 years
Why annual — not a limitation
Mining extraction cycles and contracting milestone billing both operate on 12-month rhythms. Annual payouts perfectly match these cycles — you receive the full year's margin in one clean distribution rather than fragmented partial payments mid-cycle.
Larger per-payout than Bronze or Silver
On $100,000, each annual Gold Package distribution targets $18,000–$22,000. That is more per individual payment than Bronze's quarterly ~$4,000 or Silver's mixed distributions — fewer events, higher amounts, cleaner accounting.
Reinvest or withdraw each year
At each annual distribution point, you can choose to take the payment or roll it back into new opportunities on the BricketX platform. Your principal remains working throughout — only profit is distributed annually.
Tax planning flexibility
Annual distributions — rather than quarterly — make tax planning more straightforward for investors managing capital gains or income tax across fiscal years. One event per year is easier to account for than four or six.
The Case for Gold

Why a 3-year real-asset investment outperforms

The Gold Package is not about waiting — it's about timing your entry into two businesses that are most profitable over a 3-year window. Every year of the commitment rewards you with the highest annual return in the BricketX fixed-package range.

01
Highest annual return in the fixed range
18–22% annually is the peak of BricketX's fixed-package returns — higher than Bronze (14–17%) and Silver (16–19%). The additional yield is not speculative; it comes from the operational maturity of mining cycles and contracting projects, which reach peak profitability within a 3-year window.
02
Low risk profile backed by physical assets
Both businesses are backed by assets that do not disappear: ore deposits, mining permits, land titles and contracting infrastructure. Even in downside scenarios, the underlying assets retain significant resale value. The portfolio risk profile is classified as Low — rarer at this return level than most investors expect.
03
Inflation protection over 3 years
Gold prices and construction materials both tend to rise with inflation. A 3-year investment in businesses anchored to these assets is structurally protected: as consumer prices rise, the value of your underlying assets and the margins generated by them typically rise with them.
04
Uncorrelated to financial markets
Gold mining returns come from extraction margins, not gold ETF prices. Contracting returns come from project billings, not property indices. Neither business moves in line with the S&P 500, crypto or bond markets. A 3-year equity market cycle has no impact on your Gold Package distributions.
05
Dual SPV legal protection
The Gold Package uses two SPVs — one for mining, one for contracting. Each is legally ring-fenced from the other and from all other BricketX operations. Even if one project faces delays, the other continues generating returns independently. No cross-project contamination.
06
Time in market, not timing the market
The 3-year commitment avoids the trap of trying to time commodity cycles or contracting market peaks. By staying invested across a full business cycle, you capture returns from both upswings and recovery phases — exactly the strategy that long-term asset investors use to outperform short-term traders.
3-Year Return Comparison

Gold Package vs common 3-year alternatives

Feature
Gold Package
Silver
Property REIT
3-Yr Bond
Annual Return Target
18–22%
16–19%
6–9%
4–6%
3-Year Total Profit
54–66%
32–38%
18–27%
12–18%
Asset-Backed
✓ Mining + Land
✓ Inventory + Gold
✓ Property
Govt. guarantee
Inflation Protection
✓ Gold + construction
✓ Gold trading
Partial
Real return often negative
Market Correlation
None — real ops
None
Correlated to market
Rate-sensitive
Shariah-Compliant
✓ Riba-free
✓ Riba-free
Structure-dep.
Interest-based
Dual SPV Protection
✓ Mining + Contracting
Single SPV
Fund structure
N/A
Investor Fit

Is the Gold Package right for you?

The Gold Package rewards patience with BricketX's highest fixed annual return. It suits investors who understand that the best real-asset returns come from allowing businesses to reach their productive peak.

Gold Package is a strong fit if you…
✓Want the highest annual return in BricketX's fixed-package range (18–22%) and are comfortable with a 3-year commitment
✓Understand that mining and contracting businesses generate peak returns over 2–3 year cycles — and want to benefit from this timing
✓Prefer annual distributions — larger per-payout, cleaner accounting, better for tax planning — over quarterly fragmented income
✓Want exposure to East Africa's gold mining opportunity — a high-margin, undercapitalised sector with significant upside
✓Are based in the UAE, UK, US, Saudi Arabia, or anywhere globally — the Gold Package is open to all investors
✓Want a Shariah-compliant long-term investment with zero leverage and physical asset backing for capital protection
✓Have invested in Bronze or Silver and want to progress to the highest fixed annual return tier
Consider a different package if you…
—Need income within 6–12 months — consider Bronze (quarterly payouts from month 3) or Silver (half-yearly from month 6)
—Want exposure to all five BricketX businesses simultaneously — Platinum (4-year, 19–23%) includes the complete portfolio including e-commerce and commodities
—Want the absolute maximum returns — Premium (5-year, 20–24%) and the Multi-Asset Fund (18–26%) target higher yields over longer or flexible terms
—Prefer a flexible tenure — the Multi-Asset Fund lets you choose 1–5 years with professional dynamic management
—Are investing below $50,000 — the minimum applies to all BricketX packages
Capital Protection

How does the Gold Package protect your capital?

Six structural protections are built into every Gold Package investment — and the 3-year term actually strengthens them compared to shorter packages.

Dual SPV Ring-Fencing
Unlike Bronze and Silver (single SPV each), the Gold Package deploys into two separate SPVs: Mintrix and Mintrix Contracting LLC. Each is legally isolated from the other and from all other BricketX operations. If one project encounters delays, the other continues independently — dual ring-fencing not available at lower tiers. Full SPV structure explanation →
Physical Mining Asset Backing
Your mining SPV capital is backed by physical assets: ore extraction equipment, refinery access rights, mining licences and the gold yield itself. These assets have independent market value that does not depend on the success of any single extraction cycle.
Land & Infrastructure Collateral
Contracting investments are secured by land titles and contracting infrastructure — physical assets registered under the SPV. In a worst-case scenario, land and completed contracting retain resale value, providing a floor to the downside that paper investments cannot offer.
Zero Leverage, Zero Riba
Neither the mining operations nor the contracting projects use borrowed capital. Capital efficiency in contracting comes from milestone billing structures — not leverage. Your exposure is bounded strictly by the capital you invest.
Real-Time Operational Visibility
Every Gold Package investor tracks both mining and contracting KPIs through the BricketX digital analytics portal: extraction tonnage, refinery output, project milestone completion, and cash flow timelines. Annual distributions are audited before release.
Co-Investment & Quarterly Audits
BricketX leadership co-invests their own capital alongside every Gold Package investor — complete alignment. Quarterly independent audits cover both SPVs with reports distributed to all unit-holders. Annual Shariah-compliance reviews confirm the Riba-free structure.
Frequently Asked Questions

Gold Package — questions answered

What is the best 3-year investment in 2026?
The BricketX Gold Package is designed for this question — a 3-year investment targeting 18–22% annually from gold mining (Kenya) and contracting (UAE). Backed by physical mining assets and land — not paper instruments. $50,000 minimum. Annual payouts. 70% profit to investors.
How much profit from $50,000 invested for 3 years?
A $50,000 Gold Package investment targets 18–22% annually over 3 years — a 54–66% total profit at 18–22% annually (after the 70/30 split). Annual distributions arrive at months 12 and 24; the final annual payment plus principal returns at month 36. All figures reflect the investor's 70% share — no management fee is deducted separately.
Is gold mining investment profitable?
Yes — gold mining is profitable when extraction costs are materially below the gold spot price, which they are in East Africa. BricketX's Mintrix. processes ore per extraction cycle to investment-grade gold in Kenya's Kakamega Town, Kenya. With mining licences, refinery access and export permits secured, the operational margin between extraction cost and Dubai market sale price targets strong annual returns. The 3-year term captures multiple extraction cycles. For a complete guide on gold mining as an investment, see our mining investment page.
What is contracting investment?
Contracting investment gives you exposure to the cash flows of real building projects. A general contractor manages the full project lifecycle — budgeting, subcontracting, scheduling, quality control — and receives milestone-based billing as contracting progresses. BricketX's Mintrix Contracting LLC operates across UAE on residential, commercial and government projects. Capital deploys in milestone-based tranches; the remainder is funded by progress billings. Gold Package investors receive annual distributions from contracting margins alongside gold mining returns. See our full contracting investment guide for more detail.
Why does the Gold Package pay annually rather than quarterly?
Gold mining extraction cycles and contracting milestone billing both operate on approximately 12-month rhythms. Annual distributions match these natural business cycles — you receive the full year's margin in one payment rather than partial mid-cycle distributions that would disrupt operational cash flow. Each annual payment on $100,000 targets $18,000–$22,000 — larger per event than Bronze's quarterly ~$4,000 or Silver's mixed distributions. Annual payouts also simplify tax planning: one event per year versus four or six.
What is the difference between the Gold Package and the /investments/gold/ page?
They serve different purposes. This page — /packages/gold/ — is a product page for the BricketX Gold investment Package: a 3-year investment with 18–22% annual returns from gold mining and contracting. You are here to invest or understand what the package contains. The /investments/gold/ page is an educational asset-class guide — it explains how gold markets work, what drives gold prices, and why gold is an effective inflation hedge. If you want to understand gold as an asset, visit that page. If you want to invest in BricketX's gold-backed 3-year package, you are in the right place.
Can I exit the Gold Package before 3 years?
The Gold Package has a defined 3-year lock-in. Capital is deployed into active mining operations and contracting projects from day one. Early exit options are available subject to platform liquidity conditions — facilitated through internal capital reallocation or incoming investor participation, as specified in your investment agreement. At the end of month 36, your principal is returned in full alongside any outstanding distributions. Reinvestment into a new cycle or upgrade to Platinum/Premium is also available at maturity. See Exit & Liquidity for full terms.
Full Package Range

All BricketX investment packages

The Gold Package is BricketX's highest-return fixed-tenure package. Platinum and Premium extend the term for additional diversification. View all packages →

Bronze
14–17%
1 year · Commodities + Gold
Silver
16–19%
2 years · E-commerce + Gold
You are here
Gold
18–22%
3 years · Mining + Contracting
Platinum
19–23%
4 years · All 5 businesses
Premium
20–24%
5 years · All 5 businesses
★ FLAGSHIP — Multi-Asset Fund
18–26% annual · 1–5 year flexible tenure · All 5 businesses · Professionally managed
View Multi-Asset Fund →
Accepting Investments Now

The highest fixed annual return
Backed by earth Built for the long term

Gold mining in Kenya. Contracting across UAE. 18–22% annually. Annual payouts. 3-year commitment. $50,000 minimum. 70% profit to you — no management fee.

Invest in the Gold Package — $50K Minimum →Speak to an Advisor
Dual SPV ring-fenced · Shariah-compliant · No management fee · Global investors · Annual payouts

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BricketX Logo

Asset-backed investment platform connecting global investors with real-asset operations across Dubai and Kenya. SPV-structured. Shariah-compliant.

UAE Office: Unit 906, Al Etihad Building, Port Saeed, Dubai

Business Name: BricketX Holdings Ltd - Dubai Branch

License No: 1619998

BVI: Craigmuir Chambers, Road Town, Tortola

Business Name: BricketX Holdings Ltd

License No: 2193474

Email: info@bricketx.com

Phone: +971 54 166 2352

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Disclaimer:This page is for informational purposes only and does not constitute an offer to sell or a solicitation to buy any investment. All financial projections are based on current operational models and historical project data — not guaranteed. Actual returns may differ materially. BricketX operations are subject to operational, market, regulatory, currency and macro factors. BricketX investment access is exclusively through the 6 BricketX packages (Bronze, Silver, Gold, Platinum, Premium and Multi-Asset Fund); there is no direct equity offering in any operational SPV (Mintrix, Mintrix Contracting LLC, Mintrix Trading LLC). Chosen tenure lock-in (1–5 years depending on package) applies; early exit is subject to platform liquidity conditions. Tax treatment depends on the investor's country of residence; consult a qualified tax advisor. Past performance does not guarantee future results. BricketX Global Holdings, Craigmuir Chambers, Road Town, Tortola, BVI. UAE Regional Office: Unit 906, Al Etihad Building, Port Saeed, Dubai, UAE.

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