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Premium Package·UAE · Kenya · Pakistan & Global

BricketX Premium investment5 years All 5 businesses Top return

The Premium Package is BricketX's 5-year flagship fixed-allocation investment — spanning every business BricketX operates. Commodities trading. E-commerce. Gold trading. Gold mining. Construction contracting. 20–24% annually. 100–120% total profit at maturity. A $100,000 commitment effectively doubles to $200,000–$220,000 by year five.

Commodities Trading
E-Commerce
Gold Trading
Gold Mining
Contracting
20–24%
Annual ROI Target
5 yrs
Lock-In Period
100–120%
5-Year Total Profit
5
Asset Classes
70%
Profit to Investors
Highest fixed return·20–24% annually
All 5 businesses·covers 5-year horizon
SPV ring-fenced·legal risk isolation
Choose your payout·Qtr, Half, or Annual
Shariah-compliant·zero Riba
Package Overview

What is the Premium Package?

The BricketX Premium Package is a 5-year, fixed-allocation investment across all 5 BricketX businesses — targeting 20–24% annually and 100–120% in total profit at maturity. It is the longest-horizon, highest-return fixed-tenure package in the BricketX range, designed for investors who can commit capital for a full five-year wealth-building cycle.

What makes Premium the flagship fixed package: every business reaches full operational maturity within the 5-year window. Gold mining completes four or more extraction cycles. Contracting projects move through complete lifecycles from acquisition to final billing. E-commerce platforms stabilise into compounding cashflow. Commodities trades rotate more than thirty times. The extra year over Platinum is not a small extension — it is the difference between catching maturity and capturing it.

A $100,000 Premium investment targets $200,000–$220,000 at year-five maturity — effectively doubling your starting capital at the upper return band. No other fixed BricketX package offers this combination of return level, term length and complete business coverage.

Capital is deployed into dedicated SPVs for each business vertical. Profit distributions are calculated across all 5 operations and paid at your chosen frequency — quarterly, half-yearly or annual. The choice is fixed at investment and written into your agreement. At month 60, your full principal is returned. The 70/30 split means every return figure on this page is already your 70% share — no management fee is charged separately.

Premium vs. Platinum vs. Multi-Asset Fund
Premium (this page)
Fixed 5-year term
Fixed allocation — all 5 businesses
20–24% annual · 100–120% total
Highest fixed return
Fixed 4-year term
Fixed allocation — all 5 businesses
19–23% annual · 76–92% total
Shorter commitment
Flexible 1–5 year tenure
Dynamic allocation — managed
18–26% annual target
Professionally rebalanced
Package SpecificationsPremium
Annual ROI Target20–24%
Lock-In Period5 Years (60 Months)
Total Profit (5-Year)100–120% cumulative
$100K Maturity Value$200,000–$220,000
Minimum Investment$50,000 USD
Underlying BusinessesCommodities · E-Commerce
Gold Trading · Gold Mining
Construction Contracting
Payout FrequencyInvestor's choice ✦
Profit Split70% investor / 30% BricketX
Management FeeNone
Allocation TypeFixed (pre-set)
SPV Structure✓ Ring-fenced per vertical
Shariah-Compliant✓ Riba-free
Geographic ExposureUAE, Kenya, Pakistan
Risk ProfileLow–Medium
✦ Choose quarterly, half-yearly or annual at investment. Set for the full 5-year term.
Invest in Premium
The 5-Year Wealth-Building Horizon

Five years — where every business reaches maturity

A 5-year investment is only worth the commitment if the underlying assets actually need the time. They do. Each BricketX business has its own maturity rhythm — and Premium is the only fixed package that gives every one of them the full window to compound.

Operational Maturity by Year — All 5 Businesses
Stacked contribution to your annual profit. Bars grow as each business reaches full cycle maturity.
Commodities
E-Commerce
Gold Trading
Mining
Contracting
Year 1
~20%
Year 2
~21%
Year 3
~22%
Year 4
~23%
Maturity
Year 5
~24%
Indicative profile based on BricketX operational models. Returns deepen as businesses move through full maturity cycles. By year five every vertical has hit its full contribution rhythm — the reason Premium targets 24% at the upper band versus Platinum's 23% and Gold's 22%.
Why one extra year matters

76–92% becomes 100–120%

Adding a fifth year to Platinum's 4-year structure does not add one year of returns — it compounds an additional full annual cycle on top of an already mature operational base. The result is roughly ~28 percentage points of additional total profit on the same starting investment. On $100,000, that gap is $24,000–$28,000 in additional maturity value.

Why fixed allocation works at 5 years

Allocation certainty

Over a 5-year horizon, a dynamically managed portfolio can outperform — or underperform — based on rebalancing decisions. A fixed allocation removes that variable entirely. You know exactly where your capital sits across all five businesses from day one to month sixty. For investors who prefer dynamic management instead, the Multi-Asset Fund offers the same five businesses with professional rebalancing.

All 5 Asset Classes

Every business Every year Full coverage

Premium and Platinum are the only fixed BricketX packages built across all five business verticals simultaneously. Premium extends that coverage to the longest horizon — five full years of every business contributing to your annual return.

5 Assets
Premium
Commodities
E-Commerce
Gold Trading
Gold Mining
Contracting
Commodities Trading
UAE import/distribution60-day cyclesHalal goods
14–18%
Quarterly
E-Commerce Operations
UAE digital retailROAS ~4.5xInventory-backed
15–25%
Annual
Gold Trading
Kenya–UAE corridor$10,000/kg margin60-day cycles
20–25%
Half-yearly
Gold Mining
Shinyanga, Kenya12,000T ore/cycle24kg yield
20–25%
Annual
Construction Contracting
UAE & Pakistan10–20% capital useMilestone billing
18–25%
Annual

Individual business ranges above. Premium consolidates these into a single 20–24% annual target through fixed-percentage allocation. Explore each business in depth →

Flexible Distribution

You choose when you get paid

Across the full 5-year term, you select your payout rhythm at investment — and it stays fixed. Premium offers the same payout flexibility as Platinum, applied over a longer horizon and a larger total profit pool.

Quarterly
4 payments per year · 20 total

Quarterly payouts draw primarily from the commodities trading component — 60-day cycles produce predictable quarterly margins from UAE HORECA supply. Payouts arrive at months 3, 6, 9, 12 … continuing at 3-month intervals through month 60.

This is the most frequent option, generating 20 distributions across the 5-year term — steady cash flow that lets you redeploy or compound profits outside the package as they arrive. On $100,000, each quarterly payment targets roughly $5,000–$6,000.

Best for
Investors who want regular income across the long horizon. Those who plan to compound returns into other investments quarterly. Investors managing monthly or quarterly cash-flow plans.
Year 1 — Quarterly Payout Calendar
Month 3
Q1 Payout
Month 6
Q2 Payout
Month 9
Q3 Payout
Month 12
Q4 Payout
This rhythm repeats annually — 20 quarterly payouts in total across the 5-year term. The final payment at month 60 includes full principal return alongside the Q20 distribution.
Return Calculator

Calculate your 5-year Premium returns

See projected returns at 20% (conservative) and 24% (target) over the full 60-month term. All figures reflect your 70% share with no management fee deducted.

Your Investment Amount
$
$50K min$1M
5-year projections based on BricketX operational models. All figures reflect your 70% profit share. Annual payouts shown — adjust mentally for your chosen frequency.
Annual Payout Breakdown — 5 Years
Month 12 — Year 1All 5 businesses — full year profit
$24K
Annual payout
Month 24 — Year 2All 5 businesses — full year profit
$24K
Annual payout
Month 36 — Year 3All 5 businesses — full year profit
$24K
Annual payout
Month 48 — Year 4All 5 businesses — full year profit
$24K
Annual payout
Month 60 — MaturityFinal profit + full principal returned
$124K
Final + principal
Total value at maturity
$220K
5-Year Projected Returns
Estimated Value at 5-Year Maturity
$220K
at 24% target · $100K investment
2.20× your starting capital
$200K
Conservative (20%/yr)
$220K
Target (24%/yr)
Common Investment Scenarios
$50,000 — Entry LevelMinimum Premium investment
$100K–$110K
5-year maturity
$100,000 — StandardDoubles to $200K–$220K
$200K–$220K
5-year maturity
$250,000 — HNWI TierWealth-building allocation
$500K–$550K
5-year maturity
$500,000 — Family OfficeMajor flagship allocation
$1.0M–$1.1M
5-year maturity
Package ladder — same $100K
Bronze (1 yr)$114K–$117K
Silver (2 yrs)$132K–$138K
Gold (3 yrs)$154K–$166K
Platinum (4 yrs)$176K–$192K
Premium (5 yrs)$200K–$220K
Each step up the ladder adds another full year of operational maturity. Premium is the longest fixed term — the maximum compounding window in the BricketX fixed range.

Target returns based on BricketX operational models — not guaranteed. All figures reflect your 70% profit share before tax in your jurisdiction. Past performance does not predict future results.

The Case for Premium

Why five years at fixed allocation delivers the most

Premium isn't just one year longer than Platinum — it captures the additional year where every business hits peak maturity simultaneously. That extra cycle is where compounding accelerates most.

01
The highest fixed return in the BricketX range
20–24% annually, 100–120% in total profit at maturity. No other BricketX fixed-tenure package targets this level. Bronze is 14–17%. Silver is 16–19%. Gold is 18–22%. Platinum is 19–23%. Premium sits at the top of the fixed ladder.
02
The full 5-year wealth-building horizon
Five years lets every business reach operational maturity. Mining completes 4+ extraction cycles. Contracting projects move through full development arcs. E-commerce stabilises and compounds. Commodities cycles 30+ times. Premium captures the entire maturity curve — Platinum captures most of it; shorter packages capture less.
03
All 5 businesses · fixed certainty
Premium and Platinum are the only fixed packages covering every BricketX business. Premium adds the time. Capital deploys into a predetermined allocation across commodities, e-commerce, gold trading, gold mining and contracting — and that allocation stays fixed for 5 years. No rebalancing surprises, no manager discretion to second-guess.
04
You control when you get paid
Quarterly (20 distributions). Half-yearly (10). Annual (5). The choice is yours at investment and locked for the full term. Quarterly suits investors who want frequent cash flow. Annual suits those planning around tax events. Half-yearly is the balance. Same return target across all three.
05
Uncorrelated to public markets
Five real businesses across three countries. None tracks the S&P 500, crypto or bond yields. A public market correction in year 2 or year 4 does not interrupt your Premium distributions — the underlying commodities, mining, contracting and digital operations continue on their own cycles, regardless of equity sentiment.
06
Shariah-compliant across all 5 verticals
All five underlying businesses are structured without interest-based financing. Profit-sharing applies across every vertical. Annual Shariah-compliance reviews cover all 5 business SPVs simultaneously. Across the full 5-year term, your Premium investment remains Riba-free at every layer.
Package Comparison

Premium vs. other BricketX packages

Feature
Bronze
Silver
Gold
Platinum
Premium
Annual Return
14–17%
16–19%
18–22%
19–23%
20–24%
Term
1 year
2 years
3 years
4 years
5 years
Total Profit at Maturity
14–17%
32–38%
54–66%
76–92%
100–120% ✦
$100K Maturity Value
$114K–$117K
$132K–$138K
$154K–$166K
$176K–$192K
$200K–$220K
Businesses Covered
2
2
2
All 5
All 5 ✦
Flexible Payout Choice
Fixed quarterly
Fixed mixed
Fixed annual
✓ You choose
✓ You choose ✦
Shariah-Compliant

Maturity values shown for $100,000 starting investment after the 70% investor profit share. Targets, not guarantees.

Investor Fit

Is Premium right for you?

Premium is the flagship fixed package. It suits investors who can commit capital for a full 5-year horizon — and who want the highest fixed-allocation return BricketX offers.

Premium is a strong fit if you…
Want the highest fixed-package return in the BricketX range — 20–24% annually and 100–120% total profit at maturity
Can commit capital for the full 5 years — you don't need access to this allocation for the duration
Want maximum diversification — all 5 BricketX businesses (commodities, e-commerce, gold trading, mining, contracting) in one fixed allocation
Are building long-term wealth — Premium is designed for compounding maturity, not short-term returns
Want fixed allocation certainty rather than dynamic rebalancing — you know exactly where your capital sits for the full term
Are an HNWI or family office looking to consolidate part of your portfolio into a single asset-backed, Shariah-compliant vehicle
Are based anywhere globally — UAE, UK, US, Canada, Pakistan, GCC, East Africa — Premium accepts investors worldwide
Consider a different package if you…
Need capital back within 1–4 years — consider Bronze (1yr), Silver (2yr), Gold (3yr) or Platinum (4yr)
Want dynamic management rather than fixed allocation — the Multi-Asset Fund actively rebalances across the same 5 businesses with flexible 1–5 year tenure (18–26% target)
Want maximum tenure flexibility — only the MAF lets you choose 1, 2, 3, 4 or 5 years at the outset; Premium commits to 5
Prefer a shorter horizon with similar return level — Platinum (4yr, 19–23%) offers all 5 businesses with one fewer year of commitment
Are investing below $50,000 — the minimum applies to all BricketX packages
Capital Protection

How Premium protects your capital

Five businesses mean five independent income streams — and five independent layers of asset backing. Over a 5-year horizon, that protective architecture compounds in importance.

Per-Vertical SPV Isolation
Each of the 5 businesses operates in its own SPV. A problem in mining cannot affect your e-commerce SPV. A contracting delay does not impact commodities distributions. Across the 5-year term, that legal ring-fencing protects against single-sector shocks at any point in the cycle. SPV structure explained →
Geographic Risk Spread Across 3 Countries
Premium's 5 businesses operate across UAE (commodities, e-commerce, gold trading), Kenya (gold mining) and Pakistan (contracting). A regulatory change in one jurisdiction doesn't affect the others. Over 5 years — where single-country political and economic cycles can shift meaningfully — that diversification matters more, not less.
Multi-Asset Physical Backing
All 5 businesses are backed by physical assets: inventory and goods (commodities, e-commerce), gold metal and ore (trading, mining), and land titles plus construction infrastructure (contracting). If any one business underperforms, the physical assets underlying it retain independent resale value across the 5-year term.
Zero Leverage Across All Verticals
None of the 5 businesses uses interest-based borrowed capital. Every dollar of your investment goes into real operations. The Shariah-compliant structure applied across all verticals means losses, in any scenario, are bounded by capital deployed — not amplified by leverage stacked over five years.
5-Year Real-Time Dashboard Access
Every Premium investor tracks all 5 business KPIs simultaneously through the BricketX investor portal — commodities shipments, e-commerce ROAS, gold trading cycles, mining extraction progress, contracting milestone completion. Full visibility, every business, throughout the 5-year term.
Quarterly Audits + Co-Investment
Quarterly independent audits across all 5 SPVs. Annual Shariah-compliance reviews confirm Riba-free status across all verticals. BricketX leadership co-invests their own capital in every deal — under the 70/30 model, they profit only when you do, across all 5 businesses for the full 5-year horizon.

For the full liquidity and early-exit framework, see Exit & Liquidity. For complete structural detail, see Trust & Governance.

Frequently Asked Questions

Premium Package — questions answered

What is the best 5-year investment in 2026?
The BricketX Premium Package targets 20–24% annually across a 5-year term — backed by all 5 BricketX businesses: commodities trading, e-commerce, gold trading, gold mining and construction contracting. On $100,000, the maturity value targets $200,000–$220,000 (100–120% total profit) — effectively doubling your starting capital. Comparable 5-year alternatives — balanced funds (6–9%), REITs (5–9%), 10-year Treasuries (4–5%) — do not approach this return level, and most lack the physical asset backing and flexible payout choice. $50,000 minimum. 70% profit to investors.
How much can I earn from $100,000 in 5 years with Premium?
A $100,000 Premium investment targets $200,000–$220,000 at 5-year maturity — 100–120% total profit (20–24% annually, after the 70/30 split). On $50,000, the maturity target is $100,000–$110,000. On $250,000, the target is $500,000–$550,000. Annual distributions of roughly $20,000–$24,000 (on $100,000) arrive at months 12, 24, 36, 48 and 60 — with the final payment including your full principal return. All figures reflect your 70% profit share with no management fee.
What is the BricketX Premium investment package?
Premium is BricketX's 5-year flagship fixed-allocation investment package. It deploys capital across all 5 BricketX businesses: commodities trading (UAE), e-commerce (UAE), gold trading (Kenya–UAE corridor), gold mining (Kenya) and construction contracting (UAE and Pakistan). Premium targets 20–24% annual return and 100–120% total profit at maturity. $50,000 minimum. 70% of profits go to investors. Investors choose payout frequency (quarterly, half-yearly or annual). Capital is ring-fenced in dedicated SPVs per business vertical. Shariah-compliant across all 5 verticals. It is the highest-return, longest-horizon fixed package in the BricketX range.
Is a 5-year investment worth it?
A 5-year investment is worth it when the underlying assets actually need that time to fully mature and compound. Premium illustrates this: the 5-year horizon lets every business hit full operational maturity — gold mining completes 4+ extraction cycles, contracting projects reach final billing milestones, e-commerce stabilises and compounds, and commodities cycle 30+ times. Premium delivers 20–24% annually versus Platinum's 19–23% over 4 years. Total profit at maturity targets 100–120% on Premium versus 76–92% on Platinum — a meaningful gap that comes from the extra year of compounding against fully mature operations.
What is the difference between Premium and Platinum?
Both cover all 5 BricketX businesses with flexible payout choice. The differences: term length (Premium 5 years vs Platinum 4 years), annual return target (Premium 20–24% vs Platinum 19–23%) and total profit at maturity (Premium 100–120% vs Platinum 76–92%). Premium adds one full year of compounding maturity across every business vertical. On $100,000, Premium targets $200,000–$220,000 at maturity; Platinum targets $176,000–$192,000 — a ~$24,000–$28,000 gap. Premium suits investors who can commit for the full 5-year horizon and want the highest fixed-package return. Platinum suits those who prefer the slightly shorter 4-year commitment.
What is the difference between Premium and the Multi-Asset Fund?
Both invest across all 5 BricketX businesses, but the structure differs fundamentally. Premium is a fixed-allocation 5-year package — capital is allocated at pre-set percentages to each business and stays fixed for the full term. You know exactly where your capital sits throughout the 5 years. The Multi-Asset Fund is professionally managed with dynamic allocation — capital shifts between businesses based on market conditions, and tenure is flexible (1–5 years, your choice at investment). Premium targets 20–24% annually; the MAF targets 18–26%. Premium suits investors who want certainty of allocation and a defined 5-year horizon. The MAF suits investors who want active professional management with flexible tenure.
Can I exit the Premium Package before 5 years?
Premium has a defined 5-year lock-in. Capital is deployed across 5 live business operations from day one. Early exit options are available subject to platform liquidity conditions — facilitated through internal capital reallocation or incoming investor participation, as specified in your investment agreement. At month 60, your full principal is returned alongside any outstanding distributions. Reinvestment into a new Premium cycle or rollover into the Multi-Asset Fund is available at maturity. See Exit & Liquidity for full terms.
Is Premium available to investors outside the UAE?
Yes. Premium is open to global investors with no UAE residency requirement. KYC verification, investment agreement and portfolio tracking are fully digital through the BricketX investor portal. Active investors in the Premium package include residents of the UK, US, Canada, Pakistan, Gulf states and East Africa. The diversified geographic exposure across UAE, Kenya and Pakistan means your investment operates across three economies simultaneously, regardless of where you are based.
Full Package Range

All BricketX investment packages

Premium is the top of the fixed-package ladder. For shorter commitments, see Bronze through Platinum. For dynamically managed allocation across the same 5 businesses with flexible tenure, see the Multi-Asset Fund. View all packages →

Want dynamic management instead?
Multi-Asset Fund — 18–26% annual · 1–5 year flexible tenure · Professionally rebalanced across all 5 businesses
View Multi-Asset Fund →
 Accepting Premium Investments Now

Five years
Effectively doubled capital

All 5 BricketX businesses. Fixed allocation. 20–24% annually. 100–120% total profit at maturity. Choose your payout: quarterly, half-yearly or annual. $50,000 minimum. 70% profit to you. The BricketX flagship long-term package.

All 5 SPVs ring-fenced·Shariah-compliant·No management fee·Global investors·Flexible payouts·5-year flagship
Disclaimer: This page is for informational purposes only and does not constitute an offer to sell or a solicitation to buy any investment. All financial projections are targets based on current operational models and are not guaranteed. Actual returns may differ materially. BricketX makes no representation as to the accuracy or completeness of the information herein. Investments involve risk, including possible loss of principal. The Premium Package has a 5-year lock-in; early exit is subject to platform liquidity conditions. Please review all documentation carefully before committing capital. Past performance does not predict future results. BricketX Global Holdings, Craigmuir Chambers, Road Town, Tortola, BVI. UAE Regional Office: Unit 906, Al Etihad Building, Port Saeed, Dubai, UAE.